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Bradford , Vermont
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October 7, 1981     Journal Opinion
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Page 6A-The Second Opinion-October 7, 1981 tRE00STATL00 I REAL ESTATE WANTED Corinth, Newbury, or Bradford area I am looking for ruraJ acreage to build a camp on. Ideal setting would have a minimum of 10 acres, a brook, electricity and on a class 3 road. Reasonably priced. Please send details to George Soroka, 115 Greenbriar Road, Meriden, Conn. 06450. il I I NO. 4382A - Iu acres, Brndfo'd, $ $,300; wooded and on Chose Hollow Rood. NO. 4,111- Newbury, New, custom crafted, white coder, tog home. Four rooms, expandable to six, with full basement and well insulated. Beautiful kitchen with spacious custom-built cabinets, lovely living area with custom-mode chandelier This well-built home has a wood-gas tom- bination heotlng system for tow heat bill and is situated on 2 beautiful acres. Drive out today end see This lovely home 1 mile from route 302 on Scotch Hollow Road. Price $49.900 00. NO. 4330 - 27 acres, Ryagote $3,500 (asking); bordering CobJrn Pond, swamp, road frontage; wooded; open; goad for hunting camp. NO. 43,16 -- Ryegote -- Two for the price of orw -- New, nke 2-family home on pretty tot, Reduced to $40,900. NO. 4340 -- Neat retirement home ,)n 2 beautJut acres an Goshen Rood in Bradford. $28,000. NO. 4361A-. t 0 arras, Neoory, $6,900; gooa views: wooded; near Hall's Lake. NO. 4364 - Ticklenoked Pond, Ryegote, 16 of an ncre with 80 feet frontage, $2700. Electricity & phone. Lake fran| tots ore hard to find new,days. NO. 4369A-20 acres, Corinth, beautiful meodowland, $15,000. NO. 436911 - 45 acres, Corinth, VT, $13,500; brooks, good growing and mature timber, 9ood for investment and recreation; owner may take back mortgage. NO. 4,113 - Cottage on Round Pond, Newbury, $18,000; 200' frontage; comes furnished, NO. 4314 - 10 acres, Versbire, $15,000; acreage with lovely views; old hose comes free, Send for our fre t OF BRADFORD 2 i North Main treet Bradford, Vt. 802-222-5544 WE MAY IIAVE A BUYER FOK YOUR IIOUSE. LIST WITII US TODAY ! "Eh Offie Independently Owned And Uperated' ,1|11111,1 ii i ii i ii i iii iii FOR SALE GgACIOUS VERMONT HOME situated in picturesque village. Beautiful rooms with Victorian charm reflect the workmanship Vermont craftsmen ore famous for. 9 rooms, 4 bedrooms, I both. SSS,OOO. ROW TOUR gOAT in summer, ice skate in winter on your own IA acre pond. This 10 room Colonial has 5 bedrooms, 1 both, modern kitchen and Franklin stove. Beautiful view end privacy, yet just o few minutes wotk to the village. $$9,g00. TWO FOR THE FIICE Of ONEI An authentically reproduced Colonial Cape and b/b co,age on 2 ncres Cope features hand hewn beams, wainscotting, brick fireplace, wide pine board paneling in living room. Cottage has w/w carpet and ready to rent, $75,000. I I The best in Modular Homes and Panelized Shells Engineered to beat the Vermont winter. InSulation by the Comfortable SoluUon method with styrafoam in the right place. Also 2x6 walls if you want to waste your cash. SOLAR EQUIPMENT-- passive and active TRIPLE GLAZED WINDOW  PRICE-- I THINK I HAVE THE BEST! FHA Prospective Homeowners Woodsville, Haverhill, Piermont, Orford, Bradford Huntington Construction has three beautiful building lots available on River Road, Piermont, N.H.  beyond Currier Travel Sales, overlooking the Conn. River. Huntington Homes Money Available FHA Mortgage *i ,. I Percent Interest ' Payments may be - as low as $145.00 / f No Down '::Y (,. Payment /*.:!*/ -,: ji .......... j Complete & Ready To Move In at $45,500 We're Ready To & $47,500 Build START NOW  MOVE-IN IN JANUARY CALL TODAY FOR DETAILS / Huntington Constructi00 Jct. 5 & 25, Bradford, Vt. (802) 222-4704 II II I I I I I For Rent Hoveys Shops is accepting applications for the rent of two room efficiency. Heat, electricity, hot and cold water, parking and rubbish removal are all included. Private bathroom, and closet. All appliances and furniture provided in this newly redecorated comfortable Living area that must be seen to be appreciated. Wall-to-wall carpet has been installed. Ideal for retired people. Very reasonable rate. Come now as it will soon be rented... CONTACT HOVEYS SHOPS IN WOODSVILLE. LOG HOME-- 3 bedrooms, barn, wood-electric heat, No. Haverhill, N.H. $275 per month. 603-787-6131 or 603-543- 0971. 6t--ll-I 1--- CHALET STYLE apartment -- Loft, wood stove, 2 bedrooms. $50. per week. Also, 1 BEDROOM apartment. Carpeted,freshly painted, $40. per week. Laundromat for tenants. Blackmount Apts., No. Haverhill. 603-787-6131 or 603-5434)971.6t--ll-ll---c EAST CORINTll APART- MENT- Combination living- kitchen area, bedroom and bath. $140. month 617-468-4970. st--to-7--p AVAILABLE FOR IM- WANTED TO RENT-- In Orford-Hanover area, cottage or house for family of four. Reasonable rent, excellent references. Call collect 703- 527-1811. 3t--10-14--c WANTED--To rent a cabin with a scenic view that will accommodate up to 4 people, with fireplace and kitchen. Located in Bradford-White River Junction area. Use a eep or car. Need cabin for at east 1 week oP possibly 2 weeks around January 10th. A phone appreciated. Send full particulars (photo helpful) to: Holly Gearfiart, 2411 Reba Drive, Houston, Texas 77019. Call 713-528-6958. 4t---10-28--- M :| =Vlllg g['t111'_41 | g LOG HOME-- 3 bedrooms, barn, 3!/.z acres. North Haverhill, N.H. 9 percent financing. $37,500. Owner: 603- 543-0971. 6t--I I-I l---c MARTHA !!. DAVIES REAL ESTATE At Thetford Pharmacy East Thetford, Vt. 05043 (802) 785-2849 Member Vt.-N.H. MLS COLEBROOK, N.H.-- 11 wooded acres $9,500. Seasonal road. Excellent views. $100 down. $123 per month to owner. Call 603-882-5390. 3t---lO-?--p FOR RENT-- 14' x 70' mobile home. 3 bedroom, semi- furnished. Situated on South . Road in Bradford. Private setting on 3 acres. $210. per month plus utilities. References and security deposit. 802-439-6266. 2t--10- 14--p ANNOUNCING / NEW t9U 00n,der//00 . OMNI . NtlEA . RBJNIT . HORIZON . MqOK4T m Ikem all llhlker Motors PROTECTING YOUR HOME AND FAMILY Change any doors with pins on hinges exposed on the outside; this is true on many doors that open outward. An intruder can remove the pins from the outside hinges and swing the door open even if it's locked. BEST OF PRESS Definition Tact: To lie about others as you would have them lie about you. -Gosport, Pensacola. below and a two bedroom apart- ment. Both with bath, wall to wall carpeting, kitchen ap- pliances. Heat, lights, hot market rates water, gas, and rubbish removal included in rent. Association (FNMA), the largest secondary market purchaser of residential mortgages in the country, mortgages can be refinanced, enabling home owners to convert their equity to cash or help their buyers obtain af- fordable financing. The new loans are available through local mortgage lenders nationwide who deal with FNMA. The program will enable a homeowner whose mortgage is owned by FNMA to trade in an existing loan for a new one in an amount up to 90 percent of the home's current market value. There is no restriction on the use of the funds, and since most home prices have appreciated substantially in recent years, many homeowners could obtain a considerable amount of cash representing the difference between what is owed on the old loan and 90 percent of the home's present value. The loan being traded-in can be FHA-insured, VA- guaranteed or conventional, and the new mortgage, which can be for as much as $98,500, on a single family home, will be a conventional loan. In addition, the interest rate on the new loan will be determined individually, but it "will almost always be made at a rate well below prevailing rates in the mortgage market". Owners and buyers of nearly 2-million homes throughout the country are eligible for home financing at interest rates substantially below market rates according to the North Country Board of Realtors. Under the program initiated March 30 by the Federal National Mortgage Security deposit required. No children or pets in this well managed building. Mt. Gardner Apts., 43 Central St., Woodsville, N.H. Tel. 787-6280 or 787-6355. Edward C. Patten. 4--tf--c FOR RENT-- Fairlee, cot- ' insulated, I room plus and kitchen. Furnished. Ideal for one person, not more than .two. Rent, security deposit 802-333-4326. 3t--10- 14--- HOUSE FOR RENT-- Stately Newbury house well situated. Owner to retain two rooms. .M pp,dUons to be fairly m, ntupon. No Cats: Reasonable. 802-866-5656. I t--9-30-.c DORIS R. CO1.TON REAL ESTATE East Thetford, Vt. 05043 Telephonc (802)333-4644 Richard (Dick) , 333 -9623 Mike O'Donnel] 333-9620 'r --  ''' -- Fn J.-CO,i ,.suk,'c( " JUST REDUCED Well-located 6 room Cape on 2 landscaped acres of land only l mile from a main highway on a year-round gravel road. In excellent repair, gravity water, electric and wood heat. Small barn, attached ell, could be small farming operation. Reduced to $37,500. CHALET AND 2 ACRES Insulated 2 bedroom home has kitchen, bath, living room, and bedrooms down and open loft up. On year- round gravel road, taxes only $159. Priced at $22,000. 4 ACRES AND SECLUDED HOME Fully-insulated home located on gravel town road is set off in the woods. Living room-kitchen-dining area combined, two bedrooms, bath, and screened sleeping porch. Well worth your serious consideration. $27,900. 3 ACRES, CAMP. PRIVATE POND Furnished camp contains kitchen, with stove, refrigerator-freezer, living-dining area, all carpeted, bath, and 2 bedrooms (will sleep 8). Gas heat and hot water, fireplace, sundeck on 3 sides, outdoor fireplace and picnic area. Private swimming pond and trout stream. $23,000. RICHARDSON ASSOCIATES INCORPORATED 802-222-4043 771D.--New 3 bdrm. Ranch on I acre w-great views. Brick hearth & wall in kitchen & dining area, walk out cellar. $43,500. 664D.arming Cape w-wide board floors, 2 full baths, country kitchen, dining rm., living rm., den. 3 bdrms., l0 privately secluded acres w-2 rambling brooks. $65,000. 7431).--Privately located 3 bdrm. Ranch home w-l/2 baths, sliding glass door to patio area, oil hot water heat, town water, FHA approved, no down payment, 1 percent interest. $45,00o. 761D.--50 acres. Private, mixed hard & softwoods. Excellent buy at $25,000. 774D.--20+- acres located on Rt. 25. Good building location w-road frontage, power near by. $13,900 or 10+- acres for $7,225. ?#?-1 en Realty of Bradford JCT. 5 & 2A BI{AI)FORD, VERMONT 0.d)3: TEl.: :22-4703 George Huntington, Broker Edmund Bednarski, Salesman 222-5792 Patricin Jepson, Salesman 222-4788 Albine Leuthoid, Salesman (603)747-3372 THE HOME HEATER SYSTEM It starts with a coal and woodburning stove that can become a complete hot air or hot water heat- ing system. The flexibility designed into the Home Heater system makes it easy to add accessories when you want to. And the price makes it, hard not to. Come see it here. FREE DELIVERY t* m.  , urrLexo ZNOTIEO Weekdays 9:o-5:30 Friday Nile lil 9:flo Saturday :00:0 THE FINEST SELECTION OF WINE AND CHEESE IN THE UPPER CONNECTICUT RIVER VALLEY THE VINTAGE YEARS ,1l Ilrood Street . The VIIqe Sqre Meg St. JehasberT, Vt. Select Fresh Coffees - Teas - Wine & Cheese Accessories - Gifts COMPARE OUR PRICES ! A 10% DISCOUNT ON ANY $t O IIJICNASi OR MO-IE WITH THIS AO * Limited one od per customer. Offer through October, 1981--(802) 748-3529 I II uutmm tmmm TM AD-VICE Planning a move? Check the listings in the real estate section. ErIBERYD- HOME CINT! lIS "Your Heating FALL!! ... the time of year to think about efficient heating. We have furnaces and boilers on sale and priced to move!! Some of the fine brand names we carry include: eTHERMO-PRIDE H.S. TARM REPCO FRANK'S PIPING WEIL-McLAIN Come into our heat room this week and we'll offer you the heating deal of a lifetime. Winter's around the corner so come in now to see how we can cure your  heating problems. Gift Certek'.alet 4 Main.St. OF INTEREST Downtown Littleton, N.H. WE CUSTOM BUILD WOOD STORM WINDOWS _Have You Checked Are They Broken or TO YOUR SPECIFICATIONS (Including special sizes) Also double-hung Place orders early before cold weather ! SHOP OUR EVEFIY LOW PRtII .. We're Hard To elMl Bradford Tire & Auto Service Center SPECIAL OF THE WEEK BUY SNOW TIRES THIS WEEK AND RECEIVE FRONT END ALIGNMENT AT PRICE!! ,0eial extended to October 13th The North Country Board 9" a said that FNMA-approvod IICi lenders will quote a special rate for each homeowner AUTOMATIC Out  PILI'J based on the unpaid balance of the old loan, its interest rate CAN OPENER and the number of years Sharp electric opener is QUALITY PARTS-SERVICE YOU CAN DEPEND 0N! remaining, plus the amount a functional bargain for and term of the new mar-I your kitchenl Hardened I . At tgage. The refinancing rate I steel blnde, magnetic i  could vary from lender to Bradford Tire & Auto lender as could the fees in- dividual lenders charge. Servt e Center For example, if a homeowner has a 10 percent out 5 Lower Plain mortgage owned by FNMA, with an unpaid balance of Bradford, Vermont 05033 $45,000, and if the home is now Tel, 802'-.222 9094 worth $66,700, the homeowner Open Mo'. - Fri. 8- 5 and Sat. 8- 12 could get a new, refinanced mortgage for $60,000 at an & Visa WHAT ARE ALL CERTIFICATES? Beginning October 1, 1981, savings banks may one-year certificate of deposit, paying 70% of current interest rate on 52-week U.S. Treasury to $1,000 of the interest is exempt from tax ($2,000 is exempt if you file jointly). And un high interest-bearing notes, the certificate is in the FDIC. For all the details, stop in and talk people at Woodsville Guaranty Savings Bank. interest rate of, say, 11.5 percent. Monthly payments on the new loan would he $594.00, well below the $759 payments on a new 15 percent mortgage. The program benefits home buyers as well. The key to eligibility is that FNMA must own the existing homeowner's mortgage. The seller's lender will know whether FNMA owns the mortgage, and will provide this information upon request. If this is the case, the buyer is eligible for a "resale finance mortgage," on the same terms as a refinancing loan, except that the new loan can be for up to 95 percent of the home's market value. "While this program is no panacea," a spokesman for the North County Country Board of Realtors said, "it does offer an alternative to buyers and sellers caught in the dilemma of high interest rates and escalating home prices." NOTES & COMMENTS The only plan that counts for much is one that's carried out. 00oodsville 00avings WoodsvillelPiermonttWarrenl & MonrOe' Cheryl R. Robie, Teller/Piermont Page 6A-The Second Opinion-October 7, 1981 tRE00STATL00 I REAL ESTATE WANTED Corinth, Newbury, or Bradford area I am looking for ruraJ acreage to build a camp on. Ideal setting would have a minimum of 10 acres, a brook, electricity and on a class 3 road. Reasonably priced. Please send details to George Soroka, 115 Greenbriar Road, Meriden, Conn. 06450. il I I NO. 4382A - Iu acres, Brndfo'd, $ $,300; wooded and on Chose Hollow Rood. NO. 4,111- Newbury, New, custom crafted, white coder, tog home. Four rooms, expandable to six, with full basement and well insulated. Beautiful kitchen with spacious custom-built cabinets, lovely living area with custom-mode chandelier This well-built home has a wood-gas tom- bination heotlng system for tow heat bill and is situated on 2 beautiful acres. Drive out today end see This lovely home 1 mile from route 302 on Scotch Hollow Road. Price $49.900 00. NO. 4330 - 27 acres, Ryagote $3,500 (asking); bordering CobJrn Pond, swamp, road frontage; wooded; open; goad for hunting camp. NO. 43,16 -- Ryegote -- Two for the price of orw -- New, nke 2-family home on pretty tot, Reduced to $40,900. NO. 4340 -- Neat retirement home ,)n 2 beautJut acres an Goshen Rood in Bradford. $28,000. NO. 4361A-. t 0 arras, Neoory, $6,900; gooa views: wooded; near Hall's Lake. NO. 4364 - Ticklenoked Pond, Ryegote, 16 of an ncre with 80 feet frontage, $2700. Electricity & phone. Lake fran| tots ore hard to find new,days. NO. 4369A-20 acres, Corinth, beautiful meodowland, $15,000. NO. 436911 - 45 acres, Corinth, VT, $13,500; brooks, good growing and mature timber, 9ood for investment and recreation; owner may take back mortgage. NO. 4,113 - Cottage on Round Pond, Newbury, $18,000; 200' frontage; comes furnished, NO. 4314 - 10 acres, Versbire, $15,000; acreage with lovely views; old hose comes free, Send for our fre t OF BRADFORD 2 i North Main treet Bradford, Vt. 802-222-5544 WE MAY IIAVE A BUYER FOK YOUR IIOUSE. LIST WITII US TODAY ! "Eh Offie Independently Owned And Uperated' ,HIII,I II I II I II I III III FOR SALE GgACIOUS VERMONT HOME situated in picturesque village. Beautiful rooms with Victorian charm reflect the workmanship Vermont craftsmen ore famous for. 9 rooms, 4 bedrooms, I both. SSS,OOO. ROW TOUR gOAT in summer, ice skate in winter on your own IA acre pond. This 10 room Colonial has 5 bedrooms, 1 both, modern kitchen and Franklin stove. Beautiful view end privacy, yet just o few minutes wotk to the village. $$9,g00. TWO FOR THE FIICE Of ONEI An authentically reproduced Colonial Cape and b/b co,age on 2 ncres Cope features hand hewn beams, wainscotting, brick fireplace, wide pine board paneling in living room. Cottage has w/w carpet and ready to rent, $75,000. I I The best in Modular Homes and Panelized Shells Engineered to beat the Vermont winter. InSulation by the Comfortable SoluUon method with styrafoam in the right place. Also 2x6 walls if you want to waste your cash. SOLAR EQUIPMENT-- passive and active TRIPLE GLAZED WINDOW  PRICE-- I THINK I HAVE THE BEST! FHA Prospective Homeowners Woodsville, Haverhill, Piermont, Orford, Bradford Huntington Construction has three beautiful building lots available on River Road, Piermont, N.H.  beyond Currier Travel Sales, overlooking the Conn. River. Huntington Homes Money Available FHA Mortgage *i ,. I Percent Interest ' Payments may be - as low as $145.00 / f No Down '::Y (,. Payment /*.:!*/ -,: ji .......... j Complete & Ready To Move In at $45,500 We're Ready To & $47,500 Build START NOW  MOVE-IN IN JANUARY CALL TODAY FOR DETAILS / Huntington Constructi00 Jct. 5 & 25, Bradford, Vt. (802) 222-4704 II II I I I I I For Rent Hoveys Shops is accepting applications for the rent of two room efficiency. Heat, electricity, hot and cold water, parking and rubbish removal are all included. Private bathroom, and closet. All appliances and furniture provided in this newly redecorated comfortable Living area that must be seen to be appreciated. Wall-to-wall carpet has been installed. Ideal for retired people. Very reasonable rate. Come now as it will soon be rented... CONTACT HOVEYS SHOPS IN WOODSVILLE. LOG HOME-- 3 bedrooms, barn, wood-electric heat, No. Haverhill, N.H. $275 per month. 603-787-6131 or 603-543- 0971. 6t--ll-I 1--- CHALET STYLE apartment -- Loft, wood stove, 2 bedrooms. $50. per week. Also, 1 BEDROOM apartment. Carpeted,freshly painted, $40. per week. Laundromat for tenants. Blackmount Apts., No. Haverhill. 603-787-6131 or 603-5434)971.6t--ll-ll---c EAST CORINTll APART- MENT- Combination living- kitchen area, bedroom and bath. $140. month 617-468-4970. st--to-7--p AVAILABLE FOR IM- WANTED TO RENT-- In Orford-Hanover area, cottage or house for family of four. Reasonable rent, excellent references. Call collect 703- 527-1811. 3t--10-14--c WANTED--To rent a cabin with a scenic view that will accommodate up to 4 people, with fireplace and kitchen. Located in Bradford-White River Junction area. Use a eep or car. Need cabin for at east 1 week oP possibly 2 weeks around January 10th. A phone appreciated. Send full particulars (photo helpful) to: Holly Gearfiart, 2411 Reba Drive, Houston, Texas 77019. Call 713-528-6958. 4t---10-28--- M :| =Vlllg g['t111'_41 | g LOG HOME-- 3 bedrooms, barn, 3!/.z acres. North Haverhill, N.H. 9 percent financing. $37,500. Owner: 603- 543-0971. 6t--I I-I l---c MARTHA !!. DAVIES REAL ESTATE At Thetford Pharmacy East Thetford, Vt. 05043 (802) 785-2849 Member Vt.-N.H. MLS COLEBROOK, N.H.-- 11 wooded acres $9,500. Seasonal road. Excellent views. $100 down. $123 per month to owner. Call 603-882-5390. 3t---lO-?--p FOR RENT-- 14' x 70' mobile home. 3 bedroom, semi- furnished. Situated on South . Road in Bradford. Private setting on 3 acres. $210. per month plus utilities. References and security deposit. 802-439-6266. 2t--10- 14--p ANNOUNCING / NEW t9U 00n,der//00 . OMNI . NtlEA . RBJNIT . HORIZON . MqOK4T m Ikem all llhlker Motors PROTECTING YOUR HOME AND FAMILY Change any doors with pins on hinges exposed on the outside; this is true on many doors that open outward. An intruder can remove the pins from the outside hinges and swing the door open even if it's locked. BEST OF PRESS Definition Tact: To lie about others as you would have them lie about you. -Gosport, Pensacola. below and a two bedroom apart- ment. Both with bath, wall to wall carpeting, kitchen ap- pliances. Heat, lights, hot market rates water, gas, and rubbish removal included in rent. Association (FNMA), the largest secondary market purchaser of residential mortgages in the country, mortgages can be refinanced, enabling home owners to convert their equity to cash or help their buyers obtain af- fordable financing. The new loans are available through local mortgage lenders nationwide who deal with FNMA. The program will enable a homeowner whose mortgage is owned by FNMA to trade in an existing loan for a new one in an amount up to 90 percent of the home's current market value. There is no restriction on the use of the funds, and since most home prices have appreciated substantially in recent years, many homeowners could obtain a considerable amount of cash representing the difference between what is owed on the old loan and 90 percent of the home's present value. The loan being traded-in can be FHA-insured, VA- guaranteed or conventional, and the new mortgage, which can be for as much as $98,500, on a single family home, will be a conventional loan. In addition, the interest rate on the new loan will be determined individually, but it "will almost always be made at a rate well below prevailing rates in the mortgage market". Owners and buyers of nearly 2-million homes throughout the country are eligible for home financing at interest rates substantially below market rates according to the North Country Board of Realtors. Under the program initiated March 30 by the Federal National Mortgage Security deposit required. No children or pets in this well managed building. Mt. Gardner Apts., 43 Central St., Woodsville, N.H. Tel. 787-6280 or 787-6355. Edward C. Patten. 4--tf--c FOR RENT-- Fairlee, cot- ' insulated, I room plus and kitchen. Furnished. Ideal for one person, not more than .two. Rent, security deposit 802-333-4326. 3t--10- 14--- HOUSE FOR RENT-- Stately Newbury house well situated. Owner to retain two rooms. .M pp,dUons to be fairly m, ntupon. No Cats: Reasonable. 802-866-5656. I t--9-30-.c DORIS R. CO1.TON REAL ESTATE East Thetford, Vt. 05043 Telephonc (802)333-4644 Richard (Dick) , 333 -9623 Mike O'Donnel] 333-9620 'r --  ''' -- Fn J.-CO,i ,.suk,'c( " JUST REDUCED Well-located 6 room Cape on 2 landscaped acres of land only l mile from a main highway on a year-round gravel road. In excellent repair, gravity water, electric and wood heat. Small barn, attached ell, could be small farming operation. Reduced to $37,500. CHALET AND 2 ACRES Insulated 2 bedroom home has kitchen, bath, living room, and bedrooms down and open loft up. On year- round gravel road, taxes only $159. Priced at $22,000. 4 ACRES AND SECLUDED HOME Fully-insulated home located on gravel town road is set off in the woods. Living room-kitchen-dining area combined, two bedrooms, bath, and screened sleeping porch. Well worth your serious consideration. $27,900. 3 ACRES, CAMP. PRIVATE POND Furnished camp contains kitchen, with stove, refrigerator-freezer, living-dining area, all carpeted, bath, and 2 bedrooms (will sleep 8). Gas heat and hot water, fireplace, sundeck on 3 sides, outdoor fireplace and picnic area. Private swimming pond and trout stream. $23,000. RICHARDSON ASSOCIATES INCORPORATED 802-222-4043 771D.--New 3 bdrm. Ranch on I acre w-great views. Brick hearth & wall in kitchen & dining area, walk out cellar. $43,500. 664D.arming Cape w-wide board floors, 2 full baths, country kitchen, dining rm., living rm., den. 3 bdrms., l0 privately secluded acres w-2 rambling brooks. $65,000. 7431).--Privately located 3 bdrm. Ranch home w-l/2 baths, sliding glass door to patio area, oil hot water heat, town water, FHA approved, no down payment, 1 percent interest. $45,00o. 761D.--50 acres. Private, mixed hard & softwoods. Excellent buy at $25,000. 774D.--20+- acres located on Rt. 25. Good building location w-road frontage, power near by. $13,900 or 10+- acres for $7,225. ?#?-1 en Realty of Bradford JCT. 5 & 2A BI{AI)FORD, VERMONT 0.d)3: TEl.: :22-4703 George Huntington, Broker Edmund Bednarski, Salesman 222-5792 Patricin Jepson, Salesman 222-4788 Albine Leuthoid, Salesman (603)747-3372 THE HOME HEATER SYSTEM It starts with a coal and woodburning stove that can become a complete hot air or hot water heat- ing system. The flexibility designed into the Home Heater system makes it easy to add accessories when you want to. And the price makes it, hard not to. Come see it here. FREE DELIVERY t* m.  , urrLexo ZNOTIEO Weekdays 9:o-5:30 Friday Nile lil 9:flo Saturday :00:0 THE FINEST SELECTION OF WINE AND CHEESE IN THE UPPER CONNECTICUT RIVER VALLEY THE VINTAGE YEARS ,1l Ilrood Street . The VIIqe Sqre Meg St. JehasberT, Vt. Select Fresh Coffees - Teas - Wine & Cheese Accessories - Gifts COMPARE OUR PRICES ! A 10% DISCOUNT ON ANY $t O IIJICNASi OR MO-IE WITH THIS AO * Limited one od per customer. Offer through October, 1981--(802) 748-3529 I II uutmm tmmm TM AD-VICE Planning a move? Check the listings in the real estate section. ErIBERYD- HOME CINT! lIS "Your Heating FALL!! ... the time of year to think about efficient heating. We have furnaces and boilers on sale and priced to move!! Some of the fine brand names we carry include: eTHERMO-PRIDE H.S. TARM REPCO FRANK'S PIPING WEIL-McLAIN Come into our heat room this week and we'll offer you the heating deal of a lifetime. Winter's around the corner so come in now to see how we can cure your  heating problems. Gift Certek'.alet 4 Main.St. OF INTEREST Downtown Littleton, N.H. WE CUSTOM BUILD WOOD STORM WINDOWS _Have You Checked Are They Broken or TO YOUR SPECIFICATIONS (Including special sizes) Also double-hung Place orders early before cold weather ! SHOP OUR EVEFIY LOW PRtII .. We're Hard To elMl Bradford Tire & Auto Service Center SPECIAL OF THE WEEK BUY SNOW TIRES THIS WEEK AND RECEIVE FRONT END ALIGNMENT AT PRICE!! ,0eial extended to October 13th The North Country Board 9" a said that FNMA-approvod IICi lenders will quote a special rate for each homeowner AUTOMATIC Out  PILI'J based on the unpaid balance of the old loan, its interest rate CAN OPENER and the number of years Sharp electric opener is QUALITY PARTS-SERVICE YOU CAN DEPEND 0N! remaining, plus the amount a functional bargain for and term of the new mar-I your kitchenl Hardened I . At tgage. The refinancing rate I steel blnde, magnetic i  could vary from lender to Bradford Tire & Auto lender as could the fees in- dividual lenders charge. Servt e Center For example, if a homeowner has a 10 percent out 5 Lower Plain mortgage owned by FNMA, with an unpaid balance of Bradford, Vermont 05033 $45,000, and if the home is now Tel, 802'-.222 9094 worth $66,700, the homeowner Open Mo'. - Fri. 8- 5 and Sat. 8- 12 could get a new, refinanced mortgage for $60,000 at an & Visa WHAT ARE ALL CERTIFICATES? Beginning October 1, 1981, savings banks may one-year certificate of deposit, paying 70% of current interest rate on 52-week U.S. Treasury to $1,000 of the interest is exempt from tax ($2,000 is exempt if you file jointly). And un high interest-bearing notes, the certificate is in the FDIC. For all the details, stop in and talk people at Woodsville Guaranty Savings Bank. interest rate of, say, 11.5 percent. Monthly payments on the new loan would he $594.00, well below the $759 payments on a new 15 percent mortgage. The program benefits home buyers as well. The key to eligibility is that FNMA must own the existing homeowner's mortgage. The seller's lender will know whether FNMA owns the mortgage, and will provide this information upon request. If this is the case, the buyer is eligible for a "resale finance mortgage," on the same terms as a refinancing loan, except that the new loan can be for up to 95 percent of the home's market value. "While this program is no panacea," a spokesman for the North County Country Board of Realtors said, "it does offer an alternative to buyers and sellers caught in the dilemma of high interest rates and escalating home prices." NOTES & COMMENTS The only plan that counts for much is one that's carried out. 00oodsville 00avings WoodsvillelPiermonttWarrenl & MonrOe' Cheryl R. Robie, Teller/Piermont